Appraisal services for Niantic and New London County homeowners

Here are the top seven reasons CT homeowners call on Burns Appraisal LLC.:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge New London county's assessment of your propertyvalue
To reduce their mortgage payments by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a CT divorce, when real estate property needs to be divided
To determine the true market value of real estate in question to settle an estate

Need help deciding the value of your home in or near Niantic, CT?
Contact Burns Appraisal LLC..

We at Burns Appraisal LLC. understand the particular needs of a homeowner in need of appraisal services. Our typical business clients understand the appraisal process and the standard "products" we deliver to them. Being a consumer that most likely doesn't look at appraisals on a regular basis,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Burns Appraisal LLC. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value judgement than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut costs for homeowners. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. Burns Appraisal LLC. is experienced in helping homeowners just like you abolish undesirable PMI insurance.

Challenging New London county's assessment of your property

Your local tax assessor may have your home overvalued if your home not appreciating as much as other properties nearby. That only means you are paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Burns Appraisal LLC. is your #1 weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your property is in a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow viewpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Burns Appraisal LLC. can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd wish to have a veteran appraiser double-check it for accuracy or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Burns Appraisal LLC. can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.